- What is identity theft?
- Types of identity theft
- How thieves get your personal information
- Keep important numbers safe
- Keeping prying eyes out
- Keep online transactions safe
- Identity theft warning signs
- What is a fraud alert?
- What is security freeze?
- Resources for more information
Once you have reported identity theft, you can ask the three major credit reporting agencies to place an extended fraud alert on your credit file. The alert will last for up to seven years, and it lets potential creditors or lenders know that you have been a victim of identity theft so they can help protect you.
Once this fraud alert is in place, you are allowed to receive two free credit reports annually from each of the credit reporting agencies. The credit reporting agencies will also remove your name from the list for receiving prescreened credit offers for five years. You may remove the fraud alert at any time.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a Registered Broker-dealer (Member FINRA/SIPC) and SEC-registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. General Electric Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.