- What is identity theft?
- Types of identity theft
- How thieves get your personal information
- Keep important numbers safe
- Keeping prying eyes out
- Keep online transactions safe
- Identity theft warning signs
- What is a fraud alert?
- What is security freeze?
- Resources for more information
Identity thieves and perpetrators of fraud find many ways to access your personal information. They may:
- Go through your trash or recycling bin at home, work, or the public landfill
- Misrepresent themselves as working for a legitimate organization (medical office, pharmacy, government agency, charity) to try to trick you into divulging bank account numbers or other personal information
- Send you emails that look like they are from your bank or another institution you trust asking for personal data
After a perpetrator has gained access to your personal data, such as your social security number, health insurance information, or bank account numbers, they can:
- Drain your bank accounts or investment accounts
- Run up charges using your credit cards
- Apply for loans and credit cards in your name
- Open accounts for utilities, new charge cards, and other items in your name
- Get medical treatment or prescriptions using your health insurance
- Sometimes, give your name to the police in the event of an arrest
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a Registered Broker-dealer (Member FINRA/SIPC) and SEC-registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. General Electric Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.